9:48 pm   

Dog Tip: Insurance-Related Issues

By Robin Tierney

NOTE: The content on this website cannot be used in connection with any profit-seeking activity due to agreements with the writers, editors and sources contributing to the content. These articles may NOT be reproduced in any form without author permission. To contact the author, email Robin at Tierneydog@yahoo.com.

This Dog Tip covers:

PAW adopter Susan John submitted the following item from a recent newsletter from the Humane Society of the United States:
"In recent years, many homeowners have found themselves either unable to get homeowner's insurance or have had their insurance cancelled, based solely on the breed of a dog in their household. The HSUS is working to address this problem and is gathering contact information and stories from those who have experienced this dilemma. If you or someone you know has been denied homeowner's insurance or has been unable to obtain it based on the breed of dog in their home, please contact The HSUS." There's a form you can complete at http://www.humanesociety.org/assets/pdfs/insurance_incident_form_1.pdf

The difficulties of getting home insurance are compounded by developments in the insurance industry over the past few years related to issues ranging from disaster-related pay-outs and high settlements for trip-and-fall accidents to storm damage and mold-related claims. PAW adopter Donna Leader suggests that it is good to be aware of insurance companies that do not discriminate against dog owners or to certain breeds.

Here are some companies that contacts have reported are dog-friendly and tend not to discriminate by breed: State Farm, Farmers Insurance Group, Travelers, United Services Automobile Association, Erie, Fireman's Fund, Kemper, Chubb Group, Allstate and Safeco Corp. NOTE: This list was compiled several years ago, so do your own search as well.
Ways to improve your chances of getting and keeping homeowner and renter's insurance:

The following insurance-related suggestions for dog owners come from PAW volunteer Marsha Rader, who is a specialist in insurance issues. For more information about home insurance for dog owners:

Articles on the Web:
How Dog Owners Can Avoid Being Bitten by a Lawsuit

Insurance Resource Center
The Ultimate Guide to Homeowners Insurance for Dog Owners

Canine Good Citizenship Certification

Information on Renting with Companion Animals in Maryland, and for any Marylanders with pit bulls

"Dog Law" by Attorney Mary Randolph


For more of Robin's Dog Tips, see the index at:  www.paw-rescue.org/PAW/dog_tips.php

Partnership for Animal Welfare
P.O. Box 1074, Greenbelt, MD 20768

FOR NONPROFIT USE ONLY. These articles may NOT be reproduced or circulated without author permission.

Last Updated: April 26, 2018 (LET) PawSupport